Pathway Investments

Pathway is reshaping home finance.

We are committed to providing financial solutions that improve lives, enrich communities and unlock opportunities for our customers and partners.


Pathway Investment Solutions

Financial Institutions

We forge partnerships with institutional investors to provide stable, long-term, CPI-linked returns for their funds. Through the application of data and technology we focus on building an ESG-compliant asset portfolio to provide sustainable and responsible products for consumers and institutions alike.

Social & Affordable Housing

We are empowering social and supported housing providers with access to public and private bond investors through our Sustainable Issuance Platform. Our Asset Lake Platform sources and transforms property and market data to serve risk-adjusted annuities, providing fast and accurate assurance for all parties.

Pathway Home Purchase Plan

For the consumer market we aim to expand ownership to all reliable renters and are reengineering the home buying process for an in-app experience. Our data capabilities identify the best property fit for our customer requirements and budget. Our technology, team and partners open and streamline the path to purchase.


Our People

Behind Pathway is a team of seasoned and dedicated property, finance and technology professionals that have come together to unleash next generation financing for the property and annuities markets, chaired by Chris Phillips former chair of PfP. We bring experience from BoA, Morgan Stanley, BNP Paribas, UBS, Google, Salesforce, Experian, heylo housing and many others to build a pool of expertise specifically tailored to our mission.

Management Team

Ike Udechuku - Executive Director & FounderExtensive corporate finance and bond market expertise from Morgan Stanley, Deutsche, BofA, Aus Treasury

Farhaan Mir - Chief Executive Officer & Cofounder
Founded businesses in fintech, sustainable real estate development and asset management.

James Collier - Chief Operating Officer & Cofounder
Founded businesses in fintech and proptech. Previous leadership roles in heylo, Bumble, Google and News Corp

Frederic Morlaye - Chief Investment Officer
Former insurance regulator with extensive experience in creating high value transactions at institutions such as BNP, RBS and UBS

Marcos Perona - Chief Technology OfficerCode polyglot bringing engineering leadership experience from Salesforce, Experian and heylo

Åse Bergstedt - Head of SustainabilityFormer Head of ESG at Nordea and Interfund Management (subsidiary investment vehicle to Inter IKEA Foundation).

Governance

  • Board

  • - Chris Phillips (Chair)

  • - Kathryn Smith

  • - Ike Udechuku

  • - Farhaan Mir

  • Advisory Board

  • - Nick Jopling (Chair)

  • - Sanjoy Chattopadhyay

  • - Arjan Verbeek

  • - Rob Thomas

  • - Rob Novembre


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© 2026 Pathway Investments is a trade name for Pathway Points Ltd